A civil servant loan is a financial product tailored for government employees. This loan is offered to individuals working in public service, such as teachers, healthcare workers, law enforcement, or other government positions. The key feature of civil servant loans is their favorable terms, which often include lower interest rates, flexible repayment options, and simplified approval processes. These loans are designed to provide government workers with easy access to credit, helping them meet their financial needs while taking into account their stable employment and income.

The following are the features and requirements of CS loans:

1. Employee Contract /Appointment letter.
2. Salary slips for the last three months.
3. 1 Passport size picture.
4. Job identification card.
5. National Identification Authority (NIDA) card.
6. Banks Statement and Pay slip.
7. Must be a Tanzanian national and aged 18 -65 years at the time of first loan